Real Estate Blog

Mortgage bond markets are signaling a slight return to risk this morning. If you’re watching the wrong market indicators, though, you probably didn’t get the memo. Looking at the chart above, we see that as of 9:02 AM ET: Mortgage-backed securities are improved by 28 basis points 10-year U.S….

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The Media Watches The Wrong Market Signals And Doesn’t Tell You When Mortgage Rates Are Falling

Mortgage bond markets are signaling a slight return to risk this morning. If you’re watching the wrong market indicators, though, you probably didn’t get the memo. Looking at the chart above, we see that as of 9:02 AM ET: Mortgage-backed securities are improved by 28 basis points 10-year U.S….

Read the full post at http://www.themortgagereports.com

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The Media Watches The Wrong Market Signals And Doesn’t Tell You When Mortgage Rates Are Falling

Mortgage bond markets are signaling a slight return to risk this morning. If you’re watching the wrong market indicators, though, you probably didn’t get the memo. Looking at the chart above, we see that as of 9:02 AM ET: Mortgage-backed securities are improved by 28 basis points 10-year U.S….

Read the full post at http://www.themortgagereports.com

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Why Can’t The Media Tell You When Mortgage Rates Are Falling? It Doesn’t Know How Mortgage Rates Work.

Mortgage bond markets are signaling a slight return to risk this morning. If you’re watching the wrong market indicators, though, you probably didn’t get the memo. Looking at the chart above, we see that as of 9:02 AM ET: Mortgage-backed securities are improved by 28 basis points 10-year U.S….

Read the full post at http://www.themortgagereports.com

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Mortgage Rates And 10-Year Treasury Rates Don’t Move In Lockstep

An adjustable-rate mortgage is a mortgage for which the interest rate remains fixed for some period of time, after which it can change based on some pre-determined rules. A shared rule among all adjustable rate mortgages is the formula by which it can adjust. Expressed as a formula, it reads:…

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If Your ARM Is Adjusting In November 2008 Or In 2009, You May Be A Victim Of Bad Timing

I am a regular participant in the Bankrate.com Mortgage Rate Trend survey and this week’s survey is now available. As a reminder: The survey is for conforming loans only. Send me email for personal purchase or refinance questions. I send market updates a few times daily. Get them on your mobile….

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Bankrate.com Mortgage Trend Index (October 9, 2008)

While Wall Street sells off and Congress implements the Bailout Bill, Wall Street players are changing their expectations for the Fed Funds Rate going forward. Thing is, there’s a complete uncertainty about what the Fed is going to do. In fact, there’s a complete uncertainty about everything and…

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The Fed Funds Rate Is Predicted To Fall To 0.750 Percent by October 29, 2008

While Wall Street sells off and Congress implements the Bailout Bill, Wall Street players are changing their expectations for the Fed Funds Rate going forward. Thing is, there’s a complete uncertainty about what the Fed is going to do. In fact, there’s a complete uncertainty about everything and…

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The Fed Funds Rate Is Predicted To Fall To 0.750 Percent by October 29, 2008

While Wall Street sells off and Congress implements the Bailout Bill, Wall Street players are changing their expectations for the Fed Funds Rate going forward. Thing is, there’s a complete uncertainty about what the Fed is going to do. In fact, there’s a complete uncertainty about everything and…

Read the full post at http://www.themortgagereports.com

See the original post here:
The Fed Funds Rate Is Predicted To Fall To 0.750 Percent by October 29, 2008

When foreign national buyers consider investing in U.S. real estate, they often focus on projects set to deliver 2-4 years out as opposed to projects that are ready to deliver today. Considering the path of the world’s economy , this long-term investment strategy may be a bit short-sighted. For…

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For Non-U.S. Citizens, Consider Buying U.S. Real Estate In 2008 Instead Of 2012

When foreign national buyers consider investing in U.S. real estate, they often focus on projects set to deliver 2-4 years out as opposed to projects that are ready to deliver today. Considering the path of the world’s economy , this long-term investment strategy may be a bit short-sighted. For…

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International Real Estate Investors Should Consider Buying U.S. Real Estate In 2008 Instead Of 2012

Dear Congress, My clients are shopping for mortgages and your ongoing debates are causing problems. Mortgage rates are rising this week when all the data points to them falling. This is happening because the whole world is waiting for your vote. For example, the September jobs report showed extreme…

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Open Letter To Congress: Your Indecision Is Making Rates Rise On A Day When They Should Be Falling

I am a regular participant in the Bankrate.com Mortgage Rate Trend survey and this week’s survey is now available. As a reminder: The survey is for conforming loans only. Send me email for personal purchase or refinance questions. I send market updates a few times daily. Get them on your mobile….

Read the full post at http://www.themortgagereports.com

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Bankrate.com Mortgage Trend Index (October 2, 2008)

Exhibit A: Wall Street investors are making life difficult for mortgage rate shoppers. It used to be that mortgage lenders issued pricing on a Monday morning and those rates were good for the entire week. Rate shopping was easy back then because everybody could take their time. Today, not so much….

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For How Long Is Your Mortgage Rate Quote “Good”? Try 3 Hours and 51 Minutes.

With mortgage rates moving faster than the Spread HD offense this morning, let’s take a few minutes to recap what’s going on, and what’s causing rates to fall. First, the bailout. Late Sunday, Congress drafted the Emergency Economic Stabilization Act of 2008 bill and it goes to vote sometime today….

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Mortgage Rates Are Falling On The Combined Impact Of The Bailout Bill And The Washington Mutual And Wachovia Seizures